Homeowners Insurance Discounts

Save even more on affordable coverage with home insurance discounts from Wawanesa

How to Get Homeowners Insurance Discounts

Looking for ways to save on your home insurance premium? In addition to offering competitive rates and flexible coverage options, Wawanesa provides a range of home insurance discounts to help lower your costs. By taking advantage of our available homeowners insurance discounts, you can enjoy reliable protection at an affordable price.

Getting a homeowners insurance discount is easier than you might think. Whether you qualify for savings based on your home’s safety features, policy bundling, or other factors, Wawanesa makes it simple to determine which insurance discounts for homeowners apply to you.

To determine what discounts you’re eligible for, please start by answering our home insurance eligibility questions online. Discounts vary by state.

Types of Homeowners Insurance Discounts

Saving on homeowners insurance is possible with the right discounts. Wawanesa offers a variety of discounts for home insurance, helping our members maximize their savings while maintaining adequate coverage.

Check out our available home insurance discount options and see how they can lower your premium:

Multi-Policy Discount

This discount couldn’t be easier to qualify for. Simply bundle your homeowners insurance with your auto insurance policy to see the savings. You could save up to 20%.

Loyalty Insurance Discount

No action is needed to receive the loyalty discount. All you have to do is stick around as a Wawanesa member! This discount kicks in as soon as you’ve completed your first year. The longer you stay, the more you save.

Claims Free Insurance Discount

If you haven’t had any claims after your first year with Wawanesa, you’ll qualify for the claims free discount. Plus, the longer you stay and go without a claim, the more you’ll save.

Non-Smokers Home Insurance Discount

This discount is applied to your homeowners insurance policy if all the residents of your household are non-smokers. (Not only is not smoking good for your health, but good for your wallet too.)

Sprinkler Protection Discount

You’ll receive this discount if your home is equipped with a fully automatic sprinkler system. A full system means having automatic sprinklers in all the main areas of the home, for example, living areas, bedrooms, and kitchen.

Burglar Alarm Insurance Discount

You’ll qualify for this discount if your home is equipped with either a local burglar alarm or one that is connected to a central monitoring system.

Water Alarm Insurance Discount

This discount is applied when your home is equipped with a professionally installed water leak detection device with an automatic water shut-off valve.

Find out more about the home insurance discounts offered in your state

California Discounts

Find Your Local Homeowners Insurance Discount

With a Wawanesa policy, you get more than just protection—you’ll get peace of mind knowing your home and belongings are covered. Along with affordable homeowners insurance, Wawanesa offers customizable coverage options and valuable home insurance discounts to help you save. As a member, you can take advantage of available homeowners insurance discounts while knowing that reliable support is always within reach. If you ever need to file a claim, Wawanesa is here for you—24 hours a day, 7 days a week.

Save on Homeowners Insurance Discounts with Wawanesa

Lowering your home insurance premium is easy. By applying all eligible homeowners insurance discounts, you can enjoy even more savings on your policy premium. Whether you qualify for a claims-free discount, a loyalty discount, or a home insurance discount for non-smokers, Wawanesa offers multiple ways to help reduce your premium.

Looking for even more savings? Bundling your auto and home insurance policies can help you save up to 20% on your homeowners insurance premium. Wawanesa members benefit from great coverage and homeowners insurance discounts.

Frequently Asked Questions About Homeowners Insurance Discounts

Does Wawanesa offer homeowners insurance discounts?

Yes, Wawanesa offers our members a variety of discounts to help reduce your premium while protecting your home and belongings. From loyalty discounts to claims-free savings and burglar alarm discounts, there are multiple ways to lower your home insurance premium without compromising on coverage.

How do I ask for homeowners insurance discounts?

To get a quote or learn more about the discounts available for a Wawanesa homeowners policy, please start by answering our initial eligibility questions online. It’s easy and takes less than 3 minutes.

How do I get the best homeowners insurance rates?

To learn more about getting the best rates for a homeowners policy from Wawanesa, please start by answering our initial eligibility questions online. It’s easy and takes less than 3 minutes.

Who qualifies for homeowner insurance discounts?

Most Wawanesa members qualify for some form of a homeowners insurance discount, but eligibility depends on various factors. You may receive additional savings if your home has protective features like a burglar alarm or a fully automatic sprinkler system. Staying claims-free and remaining a loyal Wawanesa member can also lead to valuable insurance discounts for homeowners. Keep in mind that available discounts for home insurance vary by state.

Can I bundle my home and auto insurance for a discount?

Wawanesa offers a multi-policy discount when you bundle your home with your auto insurance policy, allowing you to save even more on your premium. Bundling your coverage simplifies insurance management while providing additional home insurance discounts for eligible members. Available discounts vary by state.

Do home safety upgrades qualify for a discount?

In many cases, yes. Certain safety features like security alarms and a fully automatic fire sprinkler system may make you eligible for additional homeowners insurance discounts. These upgrades not only help protect your home, but can also contribute to a lower home insurance premium.

See what discounts are available in your state:

California Homeowners Insurance Discounts

Have more questions on homeowners insurance? Visit our FAQs page to find answers on common questions relating to coverage, making a claim, and more.

Homeowners Insurance FAQs

Disclaimer

Please note that this website provides only a summary of homeowners insurance to generally illustrate how homeowners insurance works. Your insurance policy is the legal contract containing the terms and limitations of your coverage. Any coverage provided by a Wawanesa General Insurance Company policy is subject to the terms, conditions, exclusions and endorsements of your insurance policy.