California Homeowners Insurance Discounts

Save even more on affordable home insurance coverage with discounts offered by Wawanesa

Saving on Homeowners Insurance in California

Looking for ways to lower your insurance premium in California? Wawanesa offers a range of savings options designed to help you lower your insurance premium while ensuring you have the dependable coverage you need. Explore our homeowners insurance discounts in California to see how you can enjoy significant savings without compromising on protection.

Since available home insurance discounts in California vary based on factors like proactive and safety measures taken to protect your home. Reviewing your options is the best way to maximize your savings.

To see which discounts you can apply to your policy, start by answering our home insurance eligibility questions online.

Types of Homeowners Insurance Discounts in California

Increasing your home insurance savings is easy and achievable when you apply all the discounts you qualify for. Wawanesa offers several ways to help you save while ensuring your home and belongings are protected.

Applying for home insurance discounts in California is a simple process. Some discounts are automatically applied based on your policy details, while other discounts may require you to provide information about your home’s features.

Below, you’ll find the most common discounts for California home insurance available to Wawanesa members.

Multi-Policy Discount

This discount couldn’t be easier to qualify for. Simply bundle your homeowners insurance with your auto insurance policy to see the savings. You could save up to 20%.

Non-Smokers Home Insurance Discount

This discount is applied to your homeowners insurance policy if all the residents of your household are non-smokers. (Not only is not smoking good for your health, but good for your wallet too.)

Sprinkler Protection Discount

You’ll receive this discount if your home is equipped with a fully automatic sprinkler system. A full system means having automatic sprinklers in all the main areas of the home, for example, living areas, bedrooms, and kitchen.

Burglar Alarm Insurance Discount

You’ll qualify for this discount if your home is equipped with either a local burglar alarm or one that is connected to a central monitoring system.

Water Alarm Insurance Discount

This discount is applied when your home is equipped with a professionally installed water leak detection device with an automatic water shut-off valve.

Loyalty Insurance Discount

No action is needed to receive the loyalty discount. All you have to do is stick around as a Wawanesa member! This discount kicks in as soon as you’ve completed your first year with Wawanesa. The longer you stay, the more you save.

Claims Free Insurance Discount

If you haven’t had any claims after your first year with Wawanesa, you’ll qualify for the claims free discount. Plus, the longer you stay and go without a claim, the more you’ll save.

Wildfire Mitigation Discounts

These homeowners insurance discounts in California are applied to your policy when you or your community take certain measures to reduce the risk of wildfire damage to your home. Taking proactive measures to reduce the risk of wildfire damage not only helps protect your home, but can also help lower your insurance costs.

California Home Insurance Savings with Wawanesa

Wawanesa covers all the bases with their affordable California homeowners insurance coupled with award-winning customer service. Learn more about how you’ll benefit from the Wawanesa difference: customizable coverages, 24/7 claim handling, and California home insurance discounts.

Start your quote today by answering our initial eligibility questions online.

Frequently Asked Questions About Home Insurance Discounts

Does Wawanesa offer home insurance discounts in California?

Yes. Wawanesa offers a wide array of discounts that can help reduce your California home insurance rates even more. The loyalty, claims free, and burglar alarm discounts are just a few of the ways you can pay less for reliable insurance.

How do I ask for home insurance discounts?

It couldn’t be easier. Call 800-640-2920 and speak with one of our helpful agents who can help you add to your existing policy all the California home insurance discounts you’re eligible for.

How do I get the best homeowners insurance rates?

To secure any of the homeowners insurance discounts in California, start by answering our initial eligibility questions online. From there, our helpful agents will help customize your coverage options and identify which discounts apply to your policy. This way, you’ll get the right balance of savings and protection to meet your needs.

Who qualifies for homeowners insurance discounts?

Most Wawanesa members will qualify for at least a few homeowners insurance discounts, but eligibility depends on several factors. If your home has safety features like a burglar alarm or an automatic sprinkler system, you may receive a home insurance discount in California. Staying claims-free and being a loyal Wawanesa member over time, can also help you earn additional discounts.

Can I bundle home and auto insurance for a discount?

Yes! Wawanesa offers discounts on California homeowners insurance when you bundle your home and auto insurance policies. Bundling provides convenience while lowering your premium.

What home improvements qualify for home insurance discounts in California?

Upgrades that enhance home safety or mitigate issues from happening may help you qualify for California home insurance discounts. This includes installing home security features like a burglar alarm, fully automatic sprinkler system, or a professionally installed water leak detection device with an automatic water shut-off valve.

Do wildfire mitigation efforts qualify for insurance discounts?

When you or your community take proactive measures to help reduce your home’s wildfire risks it could make you eligible for home insurance discounts in California. To understand qualifying proactive measures to take and applying these discounts to your existing home insurance policy, please call 800-640-2920 and speak with one of our helpful agents.

Have more questions on homeowners insurance? Visit our FAQs page to find answers on common questions relating to coverage, making a claim, and more.

Homeowners Insurance FAQs

Disclaimer

Please note that this website provides only a summary of homeowners insurance to generally illustrate how homeowners insurance works. Your insurance policy is the legal contract containing the terms and limitations of your coverage. Any coverage provided by a Wawanesa General Insurance Company policy is subject to the terms, conditions, exclusions and endorsements of your insurance policy.