Renters Insurance Discounts
Save even more on reliable renters insurance with Wawanesa.
Discounts vary by state.
Already have a policy? Call 800-640-2920 so we can help you.
How To Get Renters Insurance Discounts
Looking for ways to save on your renters insurance? Luckily, our renters insurance discounts can help lower your premium and make coverage even more affordable. From adding safety features to bundling[1]your policies, there are plenty of ways to take advantage of discounts for your renters insurance.
In many cases, simply having security systems or safety devices in your home can earn you a discount. Plus, in some states, bundling[1] your renters insurance with your auto insurance can give you extra savings with a multi-policy discount. Below are the types of renters insurance discounts you can qualify for and how to make sure you're getting the best rate possible.
Types of Renters Insurance Discounts
The discounts you qualify for vary by state.Wawanesa offers several discounts that can help you save on your insurance premium. Whether it’s through home security features or bundling policies[1], there are a few easy ways to help bring down the cost of your renters insurance.
Residence Protection Device Discount
One of the most common ways to get a renters insurance discount is by having certain safety devices in your home. This discount can vary depending on how many features you have installed. Here are some examples:
- Fire alarm or smoke alarm
- Fire or smoke alarm, deadbolt locks, and fire extinguishers
- Fire alarm or complete burglar alarm that reports directly to the fire department, or police department, or a central monitoring station
Gated Community or Secured Building Discount[1]
If your home is located in a gated community or secured building, you could be eligible for another discount. There are two common situations where you might qualify:
- You live in a gated community that’s enclosed by a fence, with all entrances secured by a 24-hour security station or a key card/security lock system.
- You live in a secured building where entry requires passing through a locked main door before gaining access to your residence.
These types of setups offer extra peace of mind—and they can help lower your premium, too!
Sprinkler Protection Discount[1]
Homes with sprinkler systems also benefit from saving on renters insurance. If your home has an automatic sprinkler system, you may be eligible for this discount. Sprinklers can be either "full," covering all areas like bathrooms, attics, closets, and attached structures, or "partial," where they’re only present in certain parts of the home.
Multi-Policy Discount[1]
Want to simplify your insurance while saving money? The multi-policy discount is a great option by bundling your renters insurance with your auto insurance. It's a convenient way to manage your coverage while saving even more on your overall insurance costs.
Find out about renters insurance discounts in your state
Discounted Renters Insurance with Wawanesa
While discounts vary by state, Wawanesa makes it easy to find out what you qualify for. Simply get an online quote
Our policies typically start around just $12[2]per month. When you buy a Wawanesa renters insurance policy, you’ll enjoy:
- Easy online payments
- 24/7 claims service
- Convenient policy management
- Coverage for your personal belongings at home and when you're away
Find Your Local Renters Insurance Discount
We’ve highlighted some types of renters insurance discounts that can help you save, but remember, discounts vary by state. To ensure you're getting all the savings you're eligible for, enter your zip code and get a personalized quote today.
Frequently Asked Questions About Renters Insurance Discounts
Have more questions on renters insurance? Visit our FAQs page to find answers on common questions relating to coverage, making a claim, and more.
Disclaimers
- Discount may not be offered in all states.↩
- Average premium cost of $12 per month for the states of California and Oregon, for a Wawanesa 12-month renters insurance policy for personal property liability limit of $15,000.↩
Please note that this website provides only a summary of renters insurance to generally illustrate how renters insurance works. Your insurance policy is the legal contract containing the terms and limitations of your coverage. Any coverage provided by a Wawanesa General Insurance Company policy is subject to the terms, conditions, exclusions, and endorsements of your insurance policy.