Car Insurance Discounts in California

California Good Driver Discount

This is one of the most valuable discounts for California car insurance, rewarding drivers who maintain a clean driving record. You’ll get this discount if all drivers of your vehicle have:

• Been licensed to drive for at least 3 years, including 18 months in the US or Canada
• No more than one violation point OR at-fault accident with only property damage within the last 3 years
• Had no DUIs within the last 10 years

Mature Driver Improvement Course Discount

This discount is available for drivers age 55 or over whom have successfully completed a California DMV-approved defensive driver course, within the last 3 years. The discount will not apply if the course was part of a court order.

Multi-Car Discount

Get this discount if you insure more than one vehicle on the same Wawanesa policy. (Motorhomes or RVs excluded)

Loyalty Discount

Loyalty does have its rewards. This discount is automatically applied to your Wawanesa auto policy that has been continuously in force for at least one year. Plus, your discount amount increases each year until reaching a maximum discount amount after 15 years. The discount can be up to 22% based on your selected coverages.

Multi-Policy Discounts [1]

This discount is available when you bundle two policies. If you have a Wawanesa auto policy and combine it with one of our property policies (home or condo), you’ll receive a discount on your property insurance policy.

Affinity Discount

This discount is available to our members who are also members of any Affinity Groups we are partnered with. If you qualify for both the affinity and loyalty discount, the discount which provides you with the greater savings will be applied. If you're a California Coast Credit Union member, find out how you can save on your auto insurance.