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Payment options

We have many options available so you can select the payment methods that work best for you.

Set up monthly automatic payments

Make pre-authorized monthly payments through your bank account.

Our most convenient payment option -- also known as the Monthly Automatic Chequing plan (MAC plan) -- comes with many benefits.

  • Have multiple Wawanesa policies? All your payments will be combined into one.
  • Better manage your budget by selecting your own monthly withdrawal date.
  • No more worrying about managing your bills month-to-month.

To set up monthly automatic payments for your policy, please contact your Wawanesa Insurance broker.

Learn more
  • For new members: When you enroll in our monthly automatic payment plan, we’ll divide your annual insurance premium (plus any additional taxes/fees) into 12 equal withdrawals from your bank account. We’ll collect the first payment within five days of your policy effective date to serve as a down payment, ensuring coverage from the start of your term. We’ll withdraw the following monthly payments on a scheduled day of your choosing. When you renew your insurance policy, your monthly payments will continue on your scheduled day.
  • For existing members: We'll continue collecting your annual insurance premium (plus any additional fees/taxes) in 12 equal monthly payments on your scheduled day.
  • Monthly automatic payments are subject to eligibility and cannot be combined with other payment options.
  • If your bank account information changes, we'll need your updated account information at least 10 days before your next scheduled withdrawal. Please contact your Wawanesa Insurance broker about changes as soon as you can to avoid additional fees.
  • A $40.00 NSF fee is applied to payments returned due to insufficient funds.

Pay online with your credit card

Make a payment online using your credit card.

We accept:

  • Visa and Visa Debit
  • MasterCard and MasterCard Debit
  • American Express

Learn more about paying your bill online.

Pay directly through your bank account

Pay your bill through your bank or credit union via telephone or online banking.

Note that separate payments must be made for each policy type you have with Wawanesa. To combine into a single payment, consider setting up monthly automatic payments.

Learn more
  • When using online banking to pay your bill, enter "Wawanesa Insurance" when prompted to select a payee. You will then enter your policy number; this can be found on your Wawanesa statement or policy documents. Learn how to find your policy number.
  • You may need to speak to your bank or credit union to set up your billing function.

Mail us a cheque

We accept cheques. Please send your cheque and billing stub to:

Wawanesa Insurance
CP/PO Box 1530
Winnipeg, Manitoba
R3C 2Z4

Please write your policy number on your cheque.

Note that a fee is charged for insufficient funds.

Set up payment by installment

Paying for your annual insurance premium by installment allows you to manage your budget as needed.

We currently offer three installment plans. All can be paid through our website, directly through your bank account or by cheque.

To set up payment by installment, please contact your Wawanesa Insurance broker directly.

See payment installment plan details
Installment plan schedules
Payment Plan 1st Installment [1] 2nd Installment [2] 3rd Installment [3] Eligible Term Lengths
Payment Plan Full Pay Plan 1st Installment[1] 100%[4] 2nd Installment[2]   3rd Installment[3]   Eligible Term Lengths Any
Payment Plan Two Pay Plan 1st Installment[1] 50%[4] 2nd Installment[2] 50% plus $5.00 installment fee[4] 3rd Installment[3]   Eligible Term Lengths 12-Month, 6-Month
Payment Plan Three Pay Plan 1st Installment[1] 40%[4] 2nd Installment[2] 30% plus $5.00 installment fee[4] 3rd Installment[3] 30% plus $5.00 installment fee[4] Eligible Term Lengths 12-Month

Have questions or need more information about our payment options? Read our Payments & Billing Information page or contact your Wawanesa Insurance broker.