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Farm insurance

We were created by and for farmers

Since our start in 1896, we have stayed true to our roots as we’ve grown. Your farm is your livelihood, so we offer customizable insurance coverage to protect it. From hobby farms to large scale productions, we offer packages that work best for you.

Farm Essentials Bundle

Farm structure and contents coverage

Your farm insurance policy automatically includes the following comprehensive coverages:

  • Accident Insurance
  • Corrals and Fencing
  • Debris Removal
  • Extra Expense
  • Fuel and Fuel Tank
  • Good Neighbour
  • Professional Fees
  • Veterinarian Supplies
  • Pollutant Cleanup and Removal
  • Private Power and Light Poles
  • Water and Irrigation Systems

Enhancement Bundles

You choose the coverage that meets the needs of your farm

We offer enhancements that provide coverage beyond the Farm Essentials Bundle. Add these to your policy to meet your farm’s specific needs. Each bundle is designed so you only pay for the coverage you choose. Better yet, we provide additional features at no extra charge.

Farm Building and Contents Bundle

Includes 15 separate coverages that protect your farm structures, as well as your farm buildings and the important items inside them. Coverage highlights include:

  • Freestanding exterior signs
  • Electronic records
  • Newly acquired agricultural property

Agricultural Equipment Bundle

Five separate coverages to help protect your agricultural equipment. Coverage highlights include:

  • Tire and tube punctures
  • Spare parts

Livestock Bundle

A comprehensive bundle with nine separate coverages that are included whenever Livestock coverage is purchased. Coverage highlights include:

  • Protection for livestock while being transported
  • Newly acquired livestock
  • Contract penalty protection

Crop Inputs and Outputs Bundle

Four separate coverages that provide protection for harvested produce. Coverage highlights include:

  • Peak Season coverage which helps during bumper crops
  • Coverage for crop inputs and outputs when in transit

Farm Business Income Bundle

Seven additional coverages that can help extend business income when a covered loss occurs. Coverage highlights include:

  • Business income protection because of food contamination
  • Business income protection when operations are suspended due to a disruption of basic utility services

Farm Enhanced Bundle

Provides nine additional coverages to round out your farm operation insurance needs. There is a premium associated with this bundle. Coverage highlights include:

  • Agricultural home office
  • Master key
  • Coverage for the increased cost of repairing or replacing property with Energy Star rated products and eco-friendly materials

Need even more protection? We offer specialized coverages that are tailored to unique farming business needs. Contact your broker to learn more.

Ready to talk?

Contact your broker to determine the right farm insurance for you and your business.

Availability varies by region.

Find a broker