You understand what it takes to run a small business, we know how to protect it. We offer a range of small business insurance packages that provide coverage for building and business contents, loss of income, business liability, crime, equipment breakdown, legal expense and even cyber risks.
Our commercial insurance packages are tailored for a variety of small businesses.
Contractors
Contractors
Insurance packages for businesses in trades such as electricians, carpentry, commercial or residential construction and renovation and excavation work. Comprehensive insurance coverage including:
- Business contents
- Machinery and equipment
- Tools
- Liability
Option to upgrade your commercial insurance package to include additional coverages such as rip and tear.
Business and professional services
Business and professional services
Insurance packages for service-based businesses such as accountants, advertising agencies, real estate agents and legal services. Comprehensive insurance coverage including:
- Equipment such as computers
- Tenant’s legal liability
- Business income
- Leases
- Legal Expense Coverage
- Data compromise response expenses
Option to upgrade your commercial insurance package to include additional coverages such as computer fraud.
Retailers
Retailers
Insurance packages for stores that sell goods such as appliance shops, bookstores, butcher shops, clothing stores, florist shops, grocery and convenience stores. Comprehensive insurance coverage including:
- Building damage
- Signage
- Business income
- Tenant’s legal liability
- Product recall
- Legal Expense Coverage
- Data compromise response expenses
Option to upgrade your commercial insurance package to include additional coverages such as food contamination, enhanced crime and computer fraud.
Wholesale
Wholesale
Insurance packages for wholesale businesses or manufacturer agents who provide items such as barber and beauty products, building products, electronic products, office equipment and sporting goods. Comprehensive insurance coverage including:
- Equipment breakdown
- Tenant’s legal liability
- Business income
- Seasonal increases
- Legal Expense Coverage
- Data compromise response expenses
Option to upgrade your commercial insurance package to include additional coverages such as warehouse operator legal liability.
Salons
Salons
Insurance packages for businesses such as barber shops, hair styling salons, day spas, nails salons, massage therapy and tattoo parlours. Comprehensive insurance coverage including:
- Professional liability
- Equipment breakdown
- Signage
- Tenant’s legal liability
- Business interruption
- Legal Expense Coverage
- Data compromise response expenses
Option to upgrade your commercial insurance package to include additional coverages.
Realty
Realty
Insurance packages for building owners and property managers who manage apartments, condos, and commercial condos (including with mercantile occupancy), townhouses, office buildings and enclosed shopping malls. Comprehensive insurance coverage including:
- Blanket by-laws
- Master key
- Newly acquired buildings
- Business income
- Equipment breakdown
- Legal Expense Coverage
- Data compromise response expenses
Option to upgrade your commercial insurance package to include mortgage rate guarantee, enhanced replacement cost and more.
Don’t see your business listed above? We have a wide variety of insurance packages for automotive service businesses, restaurants, and more. Contact your broker today.
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