Wildfire Wisdom: Preventing Loss and Damage
How Canadians can prepare
Canada continues to experience record-setting wildfire seasons year after year, with devastation to homes, businesses, and communities across the country.
Luckily, there are proactive actions homeowners can take to limit or prevent damage caused by wildfire. Read our tips for ways to prepare in advance and keep yourself, your loved ones, and your property safe:
Build resilience into your property
More resources from FireSmart™ Canada
Wawanesa is proud to partner with FireSmart Canada, a national program that helps Canadians increase neighbourhood resilience to wildfire and minimize negative impacts.
- Take their free one-hour course, FireSmart 101, to learn more about protecting your property.
- Begin making your home safer today: Download the FireSmart Begins at Home app:
FireSmart,Intelli-feu and other associated Marks are trademarks of the Canadian Interagency Forest Fire Centre (CIFFC).
The information provided in FireSmart 101 is the responsibility of FireSmart Canada. Wawanesa makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information contained in the course materials. In no event will Wawanesa be liable for any loss or damage arising from the use or misuse of, or reliance on, this information.
Wawanesa’s Community Wildfire Prevention Grants program
Wawanesa partners with FireSmart Canada and the Institute for Catastrophic Loss Reduction (ICLR) to offer Community Wildfire Prevention Grants. These grants are part of our broader commitment to building climate-resilient communities through the Wawanesa Climate Champions program, which invests $2 million annually into supporting people on the front lines of climate change.
In 2023, our second year of the program, we awarded 12 grants totalling $150,000 to help communities across Canada increase their resilience to wildfire through prevention and mitigation activities. Meet this year’s grant recipients.
During a wildfire: real-time advice
Preparation well in advance of a wildfire is key – and luckily there is also a lot you can do when a fire is predicted.
When you learn your area is affected:
- Monitor the wildfire’s progress through local fire agencies.
- Pay attention to road closures.
- Double-check your emergency kit and ensure you have enough food and water for at least 72 hours (3 days).
- Pack your vehicle with the emergency kit, irreplaceable valuables, and key documents. Park your vehicle so it is facing out of the driveway, and keep all windows closed. Ensure your vehicle has a full tank of fuel.
- Have cash on hand in case you are unable to use credit or debit services or ATMs.
- If you have propane tanks or natural gas, turn off the lines. Move any propane barbecues into the open and away from buildings.
- Move combustible furniture and other firewood away from the house. If there is time, remove combustible debris, twigs, and branches to 8 metres (25 feet) away from longer grass and 60 metres (200 feet) from any treed areas.
- As smoke builds in the area, close all windows and doors. If possible, cover vents, windows, and other openings of the house with duct tape or precut pieces of plywood to reduce the potential damage.
- Use inside and outside lights to make your house more visible.
- If you do not have a vehicle, make advance plans with a friend, neighbour, or family member in case you need to leave the area quickly.
When on alert or stand-by to evacuate:
- If you have a ladder, leaving it in front of the house may assist firefighters to access the roof.
- Have your family and pets ready to leave at a moment’s notice, but do not leave the home unless an evacuation has been ordered, or if absolutely necessary.
- Turn off services such as fuel and gas, and non-essential electrical systems. Leave on the utilities needed for fire protection, such as water pumps and waterlines.
- Close and seal any openings such as air intake fans that may bring smoke or embers into the home.
- Stay up to date on road closures and plan multiple evacuation routes. Download offline maps to your device or have paper maps in your car in case cellular service is disrupted.
- Notify an emergency contact of your plans to leave, where you are headed, and when you will check in with them.
When an order of evacuation is issued:
- Leave immediately.
- Follow the direction from authorities on which routes to use.
- Be patient and calm as traffic may be heavy with others evacuating.
After the smoke clears
Losing a home or experiencing severe damage can be devastating – and even if you manage to avoid property loss, evacuating is a traumatic experience. Your community may have experienced damage that will take time to rebuild. Roads may have debris, trees may be down, and traffic lights may not be working.
It is important to stay calm while you await approval from authorities to return to your home. When you receive clearance to go back, remember the following:
- If power lines are down, stay at least 10 metres (30 feet) clear of them as they may still be live. Do not drive over the downed lines.
- Limit phone calls to keep lines available for emergency services. Texting or messaging loved ones is a good option.
- Seek immediate medical attention if you are injured. Smoke inhalation can cause severe respiratory distress.
- If there has been any damage to your home, consult local authorities to ensure it is structurally safe before entering.
Know your wildfire coverage
Most home insurance policies (as well as auto, condo, tenant, farm, and commercial) cover damage caused by wildfire.
Learn moreTalk to your broker about what types of fire damage are covered under your policy, since some types of damage can be excluded or have specified limits.
Learn moreWhile it’s important to mitigate risk, it’s also important to make sure you’ve got the right coverage if the worst-case scenario occurs. Your broker can also answer any questions about your policy.